Term Share Certificates

Lock in your money for higher dividends!   

Term Share Certificates (TSCs) are a convenient, risk-free savings and investment option. 

To open your Term Share Certificate, please call



Great Products and Services

GO Federal Credit Union offers a full suite of financial services - just like bank.

Unparalleled Service

GOFCU is service-driven and committed to improving the financial well-being of its members.

Lower Fees and Better Rates

All profits are returned to members in the form of lower loan rates, higher savings rates, personalized service and convenient tools.

Term Share Certificate

Similar to a bank’s Certificate of Deposit (CDs), Term Share Certificates lock your funds in for a set term at a fixed rate, guaranteeing your earnings at that rate, regardless of rate changes. Choose shorter terms to have access to your money sooner or keep your money locked in longer to earn more. 

  • Open with a minimum deposit of $1,000
  • A fixed rate ensures your earnings
  • Choose a term ranging from six months to five years
  • Earn dividends on average daily balances of $1,000 or more
  • Funds withdrawn prior to maturity date are subject to monetary penalties
  • Once the certificate has been opened, additional deposits cannot be made until the maturity date
  • At maturity, the certificate can be closed or renewed for another term to earn even more

Have questions? We’re happy to help. Click here to contact us by email or call 214.742.6551.


Contact Us  Find a Branch  

View Rates 


Term Share Certificate Options

  • 6 Month TSC at 0.10% APY* - Minimum deposit $1,000
  • 1 Year TSC at .20% APY* – Minimum deposit $1,000
  • 18 Month TSC at .20% APY* – Minimum deposit $1,000 
  • 2 Year TSC at .30% APY* – Minimum deposit $1,000
  • 3 Year TSC at .30% APY* – Minimum deposit $1,000
  • 4 Year TSC at .30% APY* - Minimum deposit $1,000
  • 5 Year TSC at .65% APY* – Minimum deposit $1,000

Open an Account   View Rates

Interested in other account options?


We offer a variety of savings options to meet the needs of every member. All of our accounts include time-saving features, earn competitive dividends, and are federally insured up to $250,000 by the NCUA. 

credit card

Interested in connecting your Share Savings Account to your checking for maximum protection? Check out our Checking Account options. 


*APY = Annual Percentage Yield. APY is accurate as of 05/18/2020.