Certificates provide a safe and secure savings option that allow you to reap the rewards of saving, without exposing your money to the higher level of risk commonly associated with the stock market.
Term Share Certificate
- Minimum deposit of $1,000 to open
- Choose from terms ranging from six months to five years
- Fixed dividend rate (Funds withdrawn prior to the maturity date are subject to an early withdrawal penalty)
Cash Management Certificate
- Minimum $10,000 to open
- Additional deposits may be made at any time ($1,000 min)
- One penalty-free withdrawal per month ($1,000 min)
- Six month automatically renewable term
- Flexible rate adjusted monthly to reflect market conditions
Earn more dividends and maintain the liquidity you need.
- Minimum $1,000 to open
- Earn more than you would in a business checking or savings account
- Easy access to your funds with up to three checks per month and three withdrawals or transfers per month
- Maintain an average daily balance of $1,000 to earn dividends
- No monthly fee (must maintain an average daily balance of $1,000)
For more information, please contact us at 214-742-6551.