Term Share Certificates

Dividends just got better!  GO offers 4 great ways to grow your money for the future!

For questions on any of our Term Share Certficiate (TSC) offers, stop by any branch office or call us at 214-742-6551.

  • 7-month** TSC available at 0.70% APY* - Minimum deposit $1,000, APY available for New Money. 
  • 12-month TSC available at 1.36% APY* - Minimum deposit $1,000, APY available for New Money or renewing TSCs with an additional 25% of the current balance or $5,000 New Money (the lesser of).  
  • 24-month TSC available at 1.75% APY* - Minimum deposit $1,000, APY avaialble for New Money. 
  • 60-month TSC available at 2.41% APY* - APY available on Mini-Jumbo ($50,000 - $98,999) and Jumbo ($99,000+) only.  Offer is valid for renewing TSCs with a minimum of $5,000 in New Money.  

 *APY = Annual Percentage Yield. APY is accurate as of 02/23/2018.  **The 7-month certificate will renew for a 6-month term at the regular rate.


Term Share Certificates (similar to a bank's certificates of deposit) are the perfect investment tool to keep your money safe and secure.


Certificates allow you to reap the rewards of saving, without exposing your money to the higher level of risk commonly associated with the stock market.

Length of Term

  • You can choose between a variety of terms ranging from six months to five years.
  • It is very important you determine whether or not you will need this money before the certificate matures because funds withdrawn prior to the maturity date are subject to penalties.

Term Share Certificate Details

  • Open a certificate with a minimum deposit of $1,000
  • To earn dividends, you must maintain an average daily balance of $1,000.
  • The interest rate on a certificate is fixed, which means the rate you earn on the day you open the account is the same on the day the account matures, regardless of how many rate changes occur. A fixed rate allows you to determine exactly how much money you will earn.
  • Once the account is open, you cannot make deposits to the certificate until the maturity date.
  • At maturity, you have ten days to make any changes to the account.

The National Credit Union Share Insurance Fund federally insures our certificates. The full faith and credit of the United States government backs this fund.

Questions? Give us a call at 214-742-6551.