Term Share Certificates

Grow Money for the Future!

Looking for a longer term comitment?  Get 2.41% APY* on a 5-year Jumbo or Mini-Jumbo TSC.  

The minium opening deposit is $50,000 for a Mini-Jumbo Certficiate and $99,000 for a Jumbo Certficiate.  Offer is valide for renewing Term Share Certificates with $5,000 in new money.  Stop by any branch office or call 214-742-6551. Don't delay....limited time offer!

 *APY = Annual Percentage Yield. APY is accurate as of 01/17/2018. 

Make Money with Your Money!

We all know money doesn't grow on trees. But....GO Federal Credit Union can help grow your money when you invest in one of our term share certificates. For any "new money" deposited into a GOFCU 24-month** TSC, you will earn 1.75% APY*.

Want a smaller commitment? Try our 7-month** TSC earning .70% APY*.

The minimum opening deposit for both certificates is $1,000. No matter which you choose, you'll reap big earnings! Stop by any branch office or  call 214-742-6551. Don't delay....limited time offer!

*APY denotes Annual Percentage Yield. **Upon maturity the 24-month certificate will renew at the regular rate. The 7-month certificate will renew for a 6-month term at the regular rate.

Term Share Certificates (similar to a bank's certificates of deposit) are the perfect investment tool to keep your money safe and secure.

Certificates allow you to reap the rewards of saving, without exposing your money to the higher level of risk commonly associated with the stock market.

Length of Term

  • You can choose between a variety of terms ranging from six months to five years.
  • It is very important you determine whether or not you will need this money before the certificate matures because funds withdrawn prior to the maturity date are subject to penalties.

Term Share Certificate Details

  • Open a certificate with a minimum deposit of $1,000
  • To earn dividends, you must maintain an average daily balance of $1,000.
  • The interest rate on a certificate is fixed, which means the rate you earn on the day you open the account is the same on the day the account matures, regardless of how many rate changes occur. A fixed rate allows you to determine exactly how much money you will earn.
  • Once the account is open, you cannot make deposits to the certificate until the maturity date.
  • At maturity, you have ten days to make any changes to the account.

The National Credit Union Share Insurance Fund federally insures our certificates. The full faith and credit of the United States government backs this fund.

Questions? Give us a call at 214-742-6551.