| Minimum to Open | Minimum to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| KASASA Cash (Up to $25,000) | $25 | $0 | 1.736% | 1.75% |
| KASASA Cash ($25,001 and up*) | $25 | $0 | .250% | .25% |
| KASASA Cash (Non-qualifying) | $25 | $0 | .010% | .01% |
| Health Savings Account / HSA Checking | $25 | $100 | .4999% | .50% |
| Traditional Checking, Student Checking | $25 | $500 | .050% | .05% |
| Prestige Checking | $2,500 | $2,500 | .100% | .10% |
| Reward Checking, Free Checking, and Flexible Checking | $25 | N/A | N/A | N/A |
Kasasa Cash rates effective as of July 1, 2020. HSA rates effective as of September 1, 2020.
| Minimum to Open | Minimum to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| Savings Account (Share Savings) | $25 | $500 | .050% | .05% |
| Christmas and Vacation Club | $5 | $100 | .100% | .10% |
| Kids Club and Smart Start Club | $25 | $25 | .100% | .10% |
| Kasasa® Saver (Up to $50,000) | $0 | $0 | .498% | .50% |
| Kasasa® Saver ($50,001 and up*) | $0 | $0 | .250% | .25% |
| Kasasa® Saver (Non-qualifying) | $0 | $0 | .010% | .01% |
Kasasa Saver rates effective as of July 1, 2020.
| Term | Dividend Rate | APY* |
|---|---|---|
| 6 Month Certificate | .100% | .10% |
| 1 Year Certificate | .200% | .20% |
| 18 Month Certificate | .200% | .20% |
| 2 Year Certificate | .300% | .30% |
| 3 Year Certificate | .300% | .30% |
| 4 Year Certificate | .300% | .30% |
| 5 Year Certificate | .648% | .65% |
Minimum deposit required to open and earn dividends on Term Share Certificates is $1,000
*Annual Percentage Yield (APY) rates are effective as of 08/17/2020. All rates are subject to change without notice.
| Term | Dividend Rate | APY* |
|---|---|---|
| 1 Year Certificate | .200% | .20% |
| 18 Month Certificate | .200% | .20% |
| 2 Year Certificate | .300% | .30% |
| 3 Year Certificate | .300% | .30% |
| 4 Year Certificate | .300% | .30% |
| 5 Year Certificate | .648% | .65% |
Minimum deposit required to open and earn dividends on Mini-Jumbo Certificates is $50,000. Maximum deposit is $98,999.99.
| Term | Dividend Rate | APY* |
|---|---|---|
| 1 Year Certificate | .200% | .20% |
| 18 Month Certificate | .200% | .20% |
| 2 Year Certificate | .300% | .30% |
| 3 Year Certificate | .300% | .30% |
| 4 Year Certificate | .300% | .30% |
| 5 Year Certificate | .648% | .65% |
Minimum deposit required to open and earn dividends on Jumbo Certificates is $99,000.
| Dividend Rate | APY* | |
|---|---|---|
| 12 Month IRA Certificate | .200% | .20% |
| 18 Month IRA Certificate | .200% | .20% |
| 24 Month IRA Certificate | .300% | .30% |
| 3 Year Certificate | .300% | .30% |
| 4 Year Certificate | .300% | .30% |
| 5 year IRA Certificate | .248% | .65% |
Minimum deposit of $500 is required to open an IRA Term Share Certificate. An average daily balance of $500 is required to earn dividends. *Annual Percentage Yield (APY) rates are effective as of 08/17/2020. All rates are subject to change without notice. Other terms and rates available including ROTH IRA Term Share Certificates and Coverdell Certificates.
| Minimum to Earn Dividend | Dividend Rate | APY* |
|---|---|---|
| $25 to $4,999.99 | .050% | .05% |
| $5,000 to $9,999.99 | .050% | .05% |
| $10,000 to $24,999.99 | .050% | .05% |
| $25,000 to $49,999.99 | .050% | .05% |
| $50,000 and up | .050% | .05% |
Minimum deposit of $25 is required to open an IRA Savings Account. An average daily balance of $25 is required to earn dividends.
| Minimum to Earn Dividend | Dividend Rate | APY* |
|---|---|---|
| $1,000 to $9,999.99 | .050% | .05% |
| $10,000 to $24,999.99 | .100% | .10% |
| $25,000 to $299,999.99 | .150% | .15% |
| $300,000 and up | .200% | .20% |
Minimum deposit of $1,000 required to open a Money Market Account. Fees may reduce earnings.
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*Annual Percentage Yield (APY) rates are effective as of 05/18/2020. All rates are subject to change without notice.