Merger Update

Merger Update

GO Federal Credit Union Members Approve Merger with America’s Credit Union


System Upgrade Weekend - April 30 through May 3, 2021

We are bringing our credit unions together to grow your future.  Together, our combined organizations will deliver more products, more services, and greater choices for you.  The GOFCU transition to America's Credit Union is nearing completion, and we will begin the process of upgrading our systems the weekend of April 30 through May 3, 2021.

What can you do to prepare?

  • Make sure we have your most current contact information 
    • Mailing address
    • Email address
    • Phone number
  • Visit this page frequently to keep up-to-date on important information
  • Make sure you check the System Upgrade Timeline frequently for information 
  • Check your email frequently for important System Upgrade communication and potential service interruptions  
  • For questions, please contact us at 214-742-6551.

Digital Merger & Integration Guide

This online guide includes important information regarding accounts, services and temporary interruptions during our system upgrade.  Please check back frequently as things are subject to change.  We appreciate your patience and look forward to serving you as America's Credit Union beginning Monday, May 3.  


Letter from our CEO and President

Press Release Announcing Merger

About Upgrade Weekend


Meet America's Credit Union

ACU was first formed in 1934 as Kraft Credit Union at the Kraft Plant in Denison, Texas, to provide financial services at a lower cost for their salaried Kraft Food employees and their families. 

The Kraft plant relocated to Garland.  ACU further expanded into U.S. FoodService (formerly Alliant FoodService), Philip Morris and any of its subsidiaries, Valspar Inc., Raytheon, Sherwin Williams, employees of the Texas Post Offices: Rowlett, Wylie, Rockwall, Royse City, Garland or Terrell, and other businesses in addition to residing in Dallas, Collin, or Rockwall County.

With the GOFCU merger, America's Credit Union will employ more than 100 employees, with nearly $400 million in assets, and over 37,000 members nationwide.  

ACU History

For more information about America's Credit Union visit their website here.



Online Banking - The Online Banking system will experience service interruptions starting April 30th, 2021 through May 3rd, 2021.  This means that you may not be able to log into Online Banking, Mobile Banking, setup bill pay, schedule recurring transactions or setup external transfers at times throughout that weekend.  Please plan accordingly. 

Bill Pay Service - The last day you can schedule payments and make changes to Bill Pay in the GOFCU Online Banking system is Thursday, April 29th at 3:00 PM.  Future-dated payments will be processed during our conversion, but you will not be able to make any new payments or changes to Bill Pay until the Online Banking system is available at 8 AM on Monday, May 3rd

NOTE: If you have bill service setup with scheduled transactions, it is important to logon to digital banking starting May 3rd to verify these scheduled transactions are correct. 

Direct Deposits - ACH Transactions - If you are currently receiving direct deposits such as Social Security, or other ACH direct deposits in the form of payroll, etc., these transactions will continue, beginning May 3rdNo action is necessary.  The routing number for GOFCU will remain in place for a while to give you time to update your automatic transaction information.    

Debit Card - You will be able to use your debit card over the weekend.  For your safety, there will be transaction limits that will apply. 

Checks - You can continue to use your current checks after the transition.  


Online Banking - If you have bookmarked on your computer, on Monday, May 3rd at 8 AM, it will re-direct you to the website for login.  You will use the same login credentials as you have in the past.  Please bookmark the new login page site as    

Mobile App - On May 3rd, 2021, the new mobile app will be AmericasCU.  If you have auto-update selected on your mobile device, the system will update the GOFCU app to AmericasCU automatically.  If you do not have auto-update on your mobile device, you will need to go to the Apple App store or Google Play to refresh your app.  Your login credentials remain the same as they are today. 

Expanded Branch Network - You can start enjoying the additional branch network.  Additional branches are located at:

  • Garland Office - 2154 Forest Lane, Garland, TX 75042
  • Motley Office – 3001 Motley Drive, Suite A, Mesquite, TX 7515


System Upgrade Timeline - Weekend Schedule




GOFCU online banking available Service interruptions expected Service interruptions expected Online banking available at



Mobile deposits accepted until 3PM and will post on today's date Service interruptions expected Service interruptions expected

Mobile banking available

You will need to update your mobile app

BILL PAY & SCHEDULED RECURRING TRANSACTIONS Schedule any new Bill Pay items by 4/29 at 3:00 PM Service interruptions expected Service interruptions expected New payments & transfers can be scheduled in online banking



External transfers available Service interruptions expected Service interruptions expected External transfers will process as scheduled



Normal card processing Service interruptions expected Service interruptions expected Normal card processing



Your America's CU FKA GO account statements will be processed tonight     Your statements will now show America's CU



Normal Business Hours Closed Closed Normal Business Hours



Normal Business Hours Closed Closed Normal Business Hours



Telephone banking available  Service interruptions expected Service interruptions expected Telephone banking available at 214-658-6888

You may use an ATM to get cash over the system upgrade weekend.  There will be cash limits applicable on 5/1 and 5/2.


What else I need to know

  • Most of your account and loan numbers will remain the same, but a small group of members whose numbers are changing will be contacted separately by us.
  • Continue to use your remaining supply of checks until they are depleted.
  • Direct deposit, ACH and automatic payments/transfers will continue without interruption.
  • Scheduled recurring transfers between your GOFCU accounts will remain active.


New Routing Number:


The GOFCU routing number will remain in place for a while to give you time to update your automatic transaction information.  


October 1, 2020

Welcome to America's Credit Union formerly known as GO Federal Credit Union.  We are working with ACU to prepare for the integration of all systems and services by mid-year 2021.  Regular updates will be posted to this page.

NOTE: Each credit union's members should continue to use their current branches until an announcement is made in 2021 that all branches are available to all members.  

For questions, feel free to contact 214-742-6551. 

Can I continue to use my GOFCU checks and debit card?

Yes, for now you can continue to use your remaining supply of checks and your debit card for payment.  

DALLAS, TX – With more than 1,200 ballots cast, the members of GO Federal Credit Union have agreed to merge with America’s Credit Union. The vote was a resounding affirmation from the Dallas County members with 86% saying, “Yes.” America’s Credit Union currently serves the Garland, Mesquite, and Springfield, MO area. When the merger becomes official, America’s will have 5 branches located in Garland, Mesquite, Dallas, Lancaster, and Springfield, MO.  

The operating systems of both credit unions will then be combined by May 1, 2021. 

For the full Press Release click here.