Visa® Chip Cards

Introducing EMV Chip Technology

GO Federal Credit Union is converting to built-in EMV (Europay Mastercard Visa) chip technology for our debit and credit cards. Not only will your new card be more secure - it's also easy to use. Here's what you can look forward to as a GOFCU Visa cardholder.

Enhanced fraud protection: When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance: More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit and debit cards are accepted.

Easy to use: Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps below. Keep in mind, you can continue to use your chip card online and over the phone the same way you do today. Plus, get cash, check your balance and more at millions of ATMs worldwide.

For more information visit our Frequently Asked Questions.