Loan Rates

Home Loans

For Mortgage Loan rates, click here.

For rates on Home Equity loans, please give us a call at 214.742.6551.

Auto Loans - New Automobiles
TermAPR*Requirements
Up to 60 months As low as 3.79%^ Untitled current or previous year model
61 to 72 months As low as 4.09%^

Untitled current or previous year model

Auto Loans - Pre-Owned Automobiles
TermAPR*Requirements
Up to 60 months As low as 3.79%^ Models 7 years or newer
61 to 72 months As low as 4.09%^ Models 7 years or newer

^Stated rate includes discounts for the purchase of ancillary products.  78-month term available with purchase of 2 products

 

**Annual Percentage Rates are effective as of 7/1/2018. Rate discounts of up to 0.60% are available.  Rates are subject to change without notice.  Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.

Credit Cards
Card OptionTermAPR*Requirements
VISA Platinum Revolving 9.99% Minimum monthly payment 2% of balance, $25 minimum
VISA Classic Revolving 12.99% Minimum monthly payment 2% of balance, $25 minimum
Boat Loans - New Boats
TermAPR*Requirements
Up to 60 months As low as 3.9%^ Untitled current or previous year model
61 to 72 months As low as 4.09%^ Untitled current or previous year model
73 to 84 months As low as 6.09%^ Untitled current or previous year model, $50,000+ financed
85 to 96 months As low as 7.09%^ Untitled current or previous year model, $50,000+ financed
97 to 120 months As low as 6.09%^ Untitled current or previous year model, $50,000+ financed
Boat Loans - Pre-Owned Boats
TermAPR*Requirements
Up to 60 months As low as 3.9%^ Models 7 years or newer
61 to 72 months As low as 4.09%^ Models 7 years or newer
73 to 84 months As low as 6.09%^ Models 7 years or newer, $50,000 + financed
85 to 96 months As low as 7.09%^ Models 7 years or newer, $50,000 + financed
97 to 120 months As low as 8.09%^ Models 7 years or newer, $50,000 + financed
Recreational Vehicle Loans - New
TermAPR*Requirements
Up to 60 months As low as 3.9%^ Untitled current or previous year model
61 to 72 months As low as 4.09%^ Untitled current or previous year model
73 to 84 months As low as 6.09%^ Untitled current or previous year model, $50,000 + financed
85 to 96 months As low as 7.09%^ Untitled current or previous year model, $50,000 + financed
97 to 120 months As low as 8.09%^ Untitled current or previous year model, $50,000 + financed current or previous year model
Recreational Vehicle Loans - Pre-Owned
TermAPR*Requirements
Up to 60 months As low as 3.9%^ Models 7 years or newer
61 to 72 months As low as 4.09%^ Models 7 years or newer
73 to 84 months As low as 6.09%^ Models 7 years or newer, $50,000 + financed
85 to 96 months As low as 7.09%^ Models 7 years or newer, $50,000 + financed
97 to 120 months As low as 8.09%^ Models 7 years or newer, $50,000 + financed
Motorcycle Loans - New and Pre-Owned Vehicles
TermAPR*Requirements
Up to 60 months As low as 4.39% 7 years or newer
Jet Skis, ATVs, and 4-Wheeler Loans
TermAPR*Requirements
Up to 60 months As low as 4.39% 7 years or newer
Personal Loans - Stock Secured
TermAPR*Requirements
Up to 60 months As low as 10.00% Stock value must equal 50% or more of loan amount.
61 to 72 months As low as 11.00% Stock value must equal 50% or more of loan amount.
Personal Loans - Certificate Secured
TermAPR*Requirements
Loan term must match certificate term 2.00% over certificate rate Certificate must be on deposit at GOFCU
Personal Loans - Share Secured
APR*Requirements
7.00% Funds pledged as collateral must be equal to or great than the loan amount. Minimum monthly payment is $50. No discounts.
Personal Loans - Signature
TermAPR*
Up to 36 months As low as 7.99%
37 to 48 months As low as 10.99%
Personal Loans - Other Collateral
TermAPR*Requirements
Up to 60 months As low as 7.95% Other collateralized items can include tractors, riding lawnmowers, horse trailers, etc.
Personal Loans - Lines of Credit
TermAPR*Requirements
Revolving Line of Credit As low as 9.99% Minimum monthly payment of $20 or 5% of outstanding balance, whichever is greater.
Advances must be in increments of $50. Relationship discounts do not apply.

 

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*Annual Percentage Rates are effective as of 7/1/2018. Rates are subject to change. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.

^Stated rate includes discounts for the purchase of ancillary products.  78-month term available with purchase of 2 products. Rates are subject to change without notice.  Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.