Fee Schedule
Effective September 5, 2017
SAVINGS
Share Savings
Minimum to Open — $25
Withdrawals, one per month — Free
- Additional — $3
Automatic Withdrawals & Transfers, Reg D Overlimit
- Six per month — Free
- Over six — $5/ea
Accounts w/balance below $25 — $5/mo
Automatic Overdraft Transfer Fee, one per month — Free
- Additional — $3
Kasasa Saver®
Minimum to Open — None
Automatic Withdrawals & Transfers, Reg D Overlimit
- Six per month Free
- Over six — $5/ea
Automatic Overdraft Transfer Fee, one per month — Free
- Additional — $3
Christmas and Vacation Club
Minimum to Open — $5
Withdrawals, one per year — Free
- Additional — $5
CHECKING ACCOUNTS
Kasasa Cash®
Minimum to Open — $25
Kasasa Cash Back®
Minimum to Open — $25
Traditional & Student
Minimum to Open — $25
Accounts w/daily balance of $500, Gold Club (age 65 & over), or
- Student Checking — Free
- Otherwise, Service Fee — $5/mo
Cashier’s Checks — $3
Credit Union Checks to a 3rd Party — $3
Copy of Cancelled Check (Gold Club – age 65 & over) — 10 free/yr
Reward
Minimum to Open — $25
Monthly Service Fee — $6/mo
Reduced Monthly Service Fee (Gold Club – age 65 & over) — $4/mo
Money Orders, two per month — Free
- Additional — $2
Cashier’s Checks, two per month ($500 minimum) — Free
- Additional Cashier’s Checks — $3
Stop Payments, two per year — Free
- Additional — $30
Credit Union Checks to a 3rd Party — $3
Verification of Deposit — $7
Outgoing Domestic Wire Transfers ($500 minimum) — Free
- Under $500 (per attempt) — $20
Prestige
Minimum to Open — $2,500
Accounts w/average daily balance of $2,500 — Free
- Otherwise, Service Fee — $15/mo
Cashier’s Checks — $3
Credit Union Checks to a 3rd Party — $3
ATM Transactions — 5 free/mo
Overdraft Protection — Free
Value
Minimum to Open — $25
Monthly Service Fee — Free
Flexible
Minimum to Open — $25
Monthly Service Fee, w/direct deposit — $10
Monthly Service Fee, w/o direct deposit — $15
MONEY MARKET ACCOUNTS (including Business Accounts)
Minimum to Open — $1,000
Accounts w/average daily balance of $1,000 — Free
- Otherwise, Service Fee — $25/mo
3 Checks per month — Free
- More than 3 Checks per mo — $10/check
3 Withdrawals or Transfers per mo — Free
- More than 3 Withdrawals or Transfers per mo — $10/ea
WIRE TRANSFERS
Incoming — $5
Outgoing (each attempt). — $20
International (each attempt) — $50
International Trace — $25
SMALL BUSINESS ACCOUNTS
Business Checking
Minimum to Open — $250
Accounts w/average daily balance of $2,000 — Free
- Otherwise, Service Fee — $25/mo
Automatic Overdraft Transfer Fee — $5
Business Non-Profit Checking
Minimum to Open — $250
Monthly Service Fee — $12/mo
Automatic Overdraft Transfer Fee — $5
VISA® CHECK CARD (Debit Card)
Chargeback — $25
Copy of Sales Slip — $15
Debit Overdraft from Share (one free per mo), additional — $3/ea
Point of Sale Transactions (PIN) — Free
Purchases (signature) Free
Reissue PIN — $1.50
Replacement Check (Debit) Card — $10/ea
Research Expenses (1 hour minimum) $25/hr
Used at ATM for Cash or Inquiry:
ATM owned by GO FCU — Free
ATM not owned by GO FCU — $1
OTHER SERVICE FEES
Account Printout (per page) — $3
ACH Debit Origination Return Item — $35 per presentment
ACH Debit Origination to Deposit Account — $5
ACH Debit Origination to Loan ‘Check by Phone’ —$10
Bad Address/Returned Statement — $5/mo
Cashier’s Check — $5
Check Cashing Fee — 1% of check being cashed, $3 min
(If no other checking account, loan or compensating balance)
Closed Account Fee — $25
(any savings acct closed within 6 months of opening)
Coin Processing (members under 18 exempt) — 5% of total
Collection Items Under $25 — Free
Collection Items $25 to $99.99 — $5
Collection Items $100 or more — $20
Copy of Cancelled Check — $3
Copy of Statement — $5
Credit Union Check to a 3rd party — $5
Inactive Account Fee (no activity for 24 months) — $10/mo
(Kid’s Club and Smart Start Club accounts excluded)
Electronic Cash Management — $15/ea
Employee Assisted Telephone Inquiry — $2
Escheat Fee — $25
Insufficient Funds (NSF) – Flexible Checking — $37 per presentment
Insufficient Funds (NSF) – Business Accounts — $40 per presentment
Insufficient Funds (NSF) – All Others — $35 per presentment
(Includes personal checks you write, ACH debits, paid NSFs and debit card transactions)
Lien/Levy/Attachment/Garnishment (plus attorney fees) — $75
Money Order — $2
Online Services — Free
(Home Banking, Bill Pay, E-statements, Online Check Ordering)
Overnight Mail — minimum $30
Paper Statements — $3
- Gold Club – age 65 & over and ages 18 & under — Free
Photocopies & Faxes — $3 first page, $1 each additional page
Reconciling/Research of Checking Account (1 hour minimum) — $25/hr
Returned Check (deposited item) — $10
Skip-a-Pay (per loan) — $35
Stop Payments (including from Touch & GO and Home Banking) — $30
Temporary Checks (minimum 5 checks) — $1/ea
Verification of Deposit — $25
VISA® Gift Card — $5
Federally insured by NCUA