Fee Schedule

Effective September 5, 2017

SAVINGS

Share Savings

Minimum to Open — $25

Withdrawals, one per month — Free

  • Additional — $3

Automatic Withdrawals & Transfers, Reg D Overlimit

  • Six per month — Free
  • Over six — $5/ea

Accounts w/balance below $25 — $5/mo

Automatic Overdraft Transfer Fee, one per month — Free

  • Additional — $3

Kasasa Saver®

Minimum to Open — None

Automatic Withdrawals & Transfers, Reg D Overlimit

  • Six per month Free
  • Over six — $5/ea

Automatic Overdraft Transfer Fee, one per month — Free

  • Additional — $3

Christmas and Vacation Club

Minimum to Open — $5

Withdrawals, one per year — Free

  • Additional — $5

CHECKING ACCOUNTS

Kasasa Cash®

Minimum to Open — $25

Kasasa Cash Back®

Minimum to Open — $25

Traditional & Student

Minimum to Open — $25

Accounts w/daily balance of $500, Gold Club (age 65 & over), or

  • Student Checking — Free
  • Otherwise, Service Fee — $5/mo

Cashier’s Checks — $3

Credit Union Checks to a 3rd Party — $3

Copy of Cancelled Check (Gold Club – age 65 & over) — 10 free/yr

Reward

Minimum to Open — $25

Monthly Service Fee — $6/mo

Reduced Monthly Service Fee (Gold Club – age 65 & over) — $4/mo

Money Orders, two per month — Free

  • Additional — $2

Cashier’s Checks, two per month ($500 minimum) — Free

  • Additional Cashier’s Checks — $3

Stop Payments, two per year — Free

  • Additional — $30

Credit Union Checks to a 3rd Party — $3

Verification of Deposit — $7

Outgoing Domestic Wire Transfers ($500 minimum) — Free

  • Under $500 (per attempt) — $20

Prestige

Minimum to Open — $2,500

Accounts w/average daily balance of $2,500 — Free

  • Otherwise, Service Fee — $15/mo

Cashier’s Checks — $3

Credit Union Checks to a 3rd Party — $3

ATM Transactions — 5 free/mo

Overdraft Protection — Free

Value

Minimum to Open — $25

Monthly Service Fee — Free

Flexible

Minimum to Open — $25

Monthly Service Fee, w/direct deposit — $10

Monthly Service Fee, w/o direct deposit — $15

MONEY MARKET ACCOUNTS (including Business Accounts)

Minimum to Open — $1,000

Accounts w/average daily balance of $1,000 — Free

  • Otherwise, Service Fee — $25/mo

3 Checks per month — Free

  • More than 3 Checks per mo — $10/check

3 Withdrawals or Transfers per mo — Free

  • More than 3 Withdrawals or Transfers per mo — $10/ea

WIRE TRANSFERS

Incoming — $5

Outgoing (each attempt). — $20

International (each attempt) — $50

International Trace — $25

SMALL BUSINESS ACCOUNTS

Business Checking

Minimum to Open — $250

Accounts w/average daily balance of $2,000 — Free

  • Otherwise, Service Fee — $25/mo

Automatic Overdraft Transfer Fee — $5

Business Non-Profit Checking

Minimum to Open — $250

Monthly Service Fee — $12/mo

Automatic Overdraft Transfer Fee — $5

VISA® CHECK CARD (Debit Card)

Chargeback — $25

Copy of Sales Slip — $15

Debit Overdraft from Share (one free per mo), additional — $3/ea

Point of Sale Transactions (PIN) — Free

Purchases (signature) Free

Reissue PIN — $1.50

Replacement Check (Debit) Card — $10/ea

Research Expenses (1 hour minimum) $25/hr

Used at ATM for Cash or Inquiry:

ATM owned by GO FCU — Free

ATM not owned by GO FCU — $1

ATM in Allpoint Surcharge-Free ATM Network $1

OTHER SERVICE FEES

Account Printout (per page) — $3

ACH Debit Origination Return Item — $35

ACH Debit Origination to Deposit Account — $5

ACH Debit Origination to Loan ‘Check by Phone’ —$10

Bad Address/Returned Statement — $5/mo

Cashier’s Check — $5

Check Cashing Fee — 1% of check being cashed, $3 min

(If no other checking account, loan or compensating balance) Closed Account Fee — $25

(any savings acct closed within 6 months of opening)

Coin Processing (members under 18 exempt) — 5% of total

Collection Items Under $25 — Free

Collection Items $25 to $99.99 — $5

Collection Items $100 or more — $20

Copy of Cancelled Check — $3

Copy of Statement — $5

Credit Union Check to a 3rd party — $5

Inactive Account Fee (no activity for 24 months) — $10/mo

(Kid’s Club and Smart Start Club accounts excluded)

Electronic Cash Management — $15/ea

Employee Assisted Telephone Inquiry — $2

Escheat Fee — $25

Insufficient Funds (NSF) – Flexible Checking — $37

Insufficient Funds (NSF) – Business Accounts — $40

Insufficient Funds (NSF) – All Others $35

(Includes personal checks you write, ACH debits, paid NSFs and debit card transactions)

Lien/Levy/Attachment/Garnishment (plus attorney fees) — $75

Money Order — $2

Online Services — Free

(Home Banking, Bill Pay, E-statements, Online Check Ordering)

Overnight Mail — minimum $30

Paper Statements — $3

  • Gold Club – age 65 & over and ages 18 & under — Free

Photocopies & Faxes — $3 first page, $1 each additional page

Reconciling/Research of Checking Account (1 hour minimum) — $25/hr

Returned Check (deposited item) — $10

Skip-a-Pay (per loan) — $35

Stop Payments (including from Touch & GO and Home Banking) — $30

Temporary Checks (minimum 5 checks) — $1/ea

Verification of Deposit — $25

VISA® Gift Card — $5

Federally insured by NCUA