Become a Member

Why Choose GO Federal Credit Union?

At GO Federal Credit Union, we believe in empowering our membership. That’s why we’ve been committed to meeting the financial needs of our members since 1937. Like all credit unions, GO FCU is a not-for-profit financial institution that is owned by its members. Because we are a not-for-profit, we’re able to offer our members competitive rates on savings and investments and great deals on loans.

When you join GO FCU, you become a shareholder – which entitles you to full voting privileges and the right to benefit from our financial services. As a member, you can vote for our board of directors who are elected by the members at our annual meeting. Plus, you can take advantage of the multitude of services that we offer.

We are committed to ensuring the safety and security of our members’ assets. Deposit Share Draft (checking), Savings, Share Certificates (certificates of deposit), and IRA Accounts at GO FCU are federally insured up to at least $250,000 by the National Credit Union Share Insurance Fund – which is the credit union version of the FDIC. This fund is backed by the full faith of the United States government.

We currently serve over 16,000 members at our two branch locations. Plus, our members can access their GO FCU accounts for free online, through Touch & GO, our automated voice response system, and at over 55,000 ATMs nationwide through the Allpoint Network.

In order to take advantage of the services offered by GO Federal Credit Union, you must be a member.

There are several ways to be eligible for membership at GO FCU:

  • People who live, work, worship, volunteer or attend school in Dallas County are eligible for membership.
  • Immediate families and households of current members can also join the credit union.
  • People and their spouses who reside, work or worship regularly in the City of Dallas may join.
  • Those businesses and organizations residing, working or worshiping in Dallas County are eligible.
  • People who are volunteers for groups and organizations in Dallas County may join the credit union.
  • Immediate families and households of eligible members can also join the credit union.

To become a member, you simply open a Share Savings Account. This account requires a minimum deposit of $25; and once you open it you are a member for life, unless the account is closed.

To open an account you will need to do the following:

  • Fill out a printable membership application or apply for membership online. There is a $25 initial deposit to open your savings account and a $25 initial deposit to open your checking account (If opening a Prestige Checking Account, you will need an initial deposit of $2,500.) ChexSystems approval is also required for a checking account.
  • Required I.D. documentation must be provided to complete the opening of your account. Acceptable forms of I.D. are an unexpired U.S. driver's license, a state issued I.D. with photo, or an unexpired U.S. passport with photo. The same I.D. documentation is required for joint owners on your accout.
  • If the address on the I.D. is not correct, a copy of a utility bill or current insurance card with the correct address must be provided. 
  • To comply with the Patriot Act, the name on the account must read exactly as stated on the I.D. 
  • As you fill out the application, please be sure to provide complete information for you, your joint owner(s) and your beneficiary(ies). You must open your account in person at any GO Federal Credit Union office location whether you apply online or use the printable form.  

Once you join GO FCU, you become a shareholder – which entitles you to full voting privileges and the right to benefit from our financial services. As a member, you can vote for our board of directors – who are elected by the members at our annual meeting. Plus, you can take advantage of the multitude of services that we offer.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.